Please read this document carefully before accessing or using the various refero Web Sites (collectively, the "Web Site"). The use of this Web Site is subject to the terms and conditions set out below. A number of refero services are available at this Web Site and specific contractual terms apply to each of these services. Nothing on this Web Site shall constitute an offer by refero to provide any services to any person accessing this Web Site.

On accessing the Web Site on this and each subsequent occasion you will be deemed to have accepted all the terms and conditions that apply to its use. refero reserves the right to alter these terms and conditions at any time, and it is your obligation to check if changes have been made. Your use of this Web Site after changes are posted on-line shall constitute acceptance of the new terms and conditions.
Version: 1.1
Date Created: January 2002

refero does not warrant the completeness, timeliness or accuracy of any of the data and / or programs ("Information") available at this Web Site. The Information is provided "as is" and refero gives no warranties, conditions, guarantees or representations, express or implied, that this Web Site will be available without interruption or that it is error, virus or bug free.

Intellectual Property
The contents of the Web Site are protected by international copyright and trade mark laws. The owner of the copyright and trade marks is refero Ltd, or (in some cases) third party licensors. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute, in any manner, the material on the Web Site, including text, graphics, code and / or software. You may print and download portions of material from the different areas of the Web Site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the material.

refero and refero Ltd are registered trade mark of refero Ltd. Other product or company names mentioned in the Web Site may be the trade marks of their respective owners. Nothing in these terms and conditions in any way confers on you any licence or right under any trade marks, names or logos of refero or any third party.

Disclaimer
Except as provided for in the contractual terms relating to the provision of each particular refero service, refero shall not be liable for any damages, including without limitation, direct, indirect or consequential damages, howsoever arising, out of your use of this Web Site.

Link Policy
You are granted a limited, non-exclusive right to create a hypertext link to this Web Site found at www.refero.co.uk provided such link does not portray refero and / or its affiliates or any of their respective products and services in a false, misleading, derogatory or otherwise defamatory manner, and is otherwise consistent with acceptable UK business practice and any relevant industry codes of practice. This limited right may be revoked at any time. You may not use, frame or utilize framing techniques to enclose any refero trade mark, logo or other proprietary information, including the images found at this Web Site, the content of any text or the layout / design of any page or form contained on a page without refero express written consent. Except as noted above, you are not conveyed any right or license by implication, estoppel, or otherwise in or under any patent, trade mark, copyright, or proprietary right of refero or any third party.

This Web Site may contain hypertext links to web sites operated by parties other than refero or its associated companies. refero does not control such web sites and is not responsible for their content. refero inclusion of hypertext links to such web sites does not imply any endorsement of the material contained on the web site or of the owners.

Confidentiality
Comments, suggestions or materials sent or transmitted to refero (collectively "Feedback"), shall be deemed to be non-confidential. refero shall have no obligation of any kind with respect to such Feedback. By sending refero Feedback you grant refero an unrestricted, irrevocable license to use, reproduce, distribute, display and otherwise exploit the Feedback without limitation, including but not limited to developing and marketing products incorporating such Feedback. We will not without your written permission release your name or otherwise publicise the fact that you have submitted Feedback, unless we are required to do so by law.